Protect Your Business from Any Unseen Risks
Corporate Insurance Solutions.
Our corporate insurance plans protects your business from any unseen risks, you can rest assure that your business operations, equipment, financials and employees are safe and sound with our corporate insurance policies, which also include property insurance, vehicle insurance and liability insurance. With AAA as your insurance partner, business will always be better.
We Strongly Care about You and Your Business
Tailor Made Corporate Solutions.
Property Insurance.
We know how hard it is to build a property or business and understand the immense amounts of time and effort you invest into your property..
Property Insurance.
We know how hard it is to build a property or business and understand the immense amounts of time and effort you invest into your property or business every day. This is why we have developed special packages to protect your life’s work, and ensure you never have to worry about a catastrophe destroying your business/ property.
Property insurance is a broad term for a series of policies that provide either property protection coverage or liability coverage. Property insurance provides financial reimbursement to the owner or renter of a structure and its contents in case there is damage or robbery, in addition to many other perils that can be covered either through a named perils policy or through an unnamed perils policy (aka Property All Risks Policy)
Property insurance is a first-party insurance that indemnifies the owner or user of property for its loss, or the loss of its income-producing ability, when the loss or damage is caused by a covered peril.
Some Types of Additional Coverage That Can be Added to The Property Insurance:
- Natural Hazards: Loss or damage caused by Earthquake, Storm, Flood, etc..
- SRCC: Loss or damage caused by (Strikes Riots and Civil Commotion).
- Business Interruption: Business interruption insurance is a form of insurance coverage that replaces business income lost as a result of a covered event that interrupts the operations of the business, such as fire or a natural disaster. Business interruption insurance is not sold as a separate policy, but is either added to a property/casualty policy or included in a comprehensive package policy.
AAA is there to provide you with further details and clarification.
Engineering Risks.
Engineering All risk insurance policy is especially designed for industrial plants and machinery, construction businesses, etc..
Engineering Risks.
Engineering All risk insurance policy is especially designed for industrial plants and machinery, construction businesses, etc. where developing a new set-up involves some risks that may have devastating financial consequences.
Engineering All risk insurance policy offers coverage at several stages of an engineering project that involves–Storage, Testing, Handling or Commissioning at a plant or machinery engineering site.
People who generally opt for Engineering all risk insurance are the general contractor, subcontractors, consulting engineers, architects, Parties funding the project and in certain cases suppliers and manufacturers of machinery. Some examples of the types of ventures for which Engineering all risk insurance policy is usually purchased include power plants, manufacturing and fabrication set-ups, water and wastewater treatment plants, and telecommunications centers.
AAA has the expertise in providing the adequate engineering insurance coverage to any of your projects or business including but not limited to:
- Construction All Risk.
- Erection All risks.
- Machinery Breakdown (MBD)
- Deterioration of stock(due to MBD)
- Electronic Equipment.
AAA is there to provide you with further details and clarification.
Casualty Insurance.
A casualty refers to damage or loss to a person or thing, including any type of property, as a result of an accident. Casualty insurance may refers..
Casualty Insurance.
A casualty refers to damage or loss to a person or thing, including any type of property, as a result of an accident. Casualty insurance may refer to many types of insurance that cover you when you or your business must pay damages because of something that you did or something that happened because of something that you didn’t do.
It is an Insurance that is primarily concerned with the losses caused by injuries to persons and legal liability imposed on the insured for such injury or for damage to property of others.
Some of the related insurance types:
Comprehensive General Liability Insurance (CGL): also called commercial general liability insurance , it is a type of insurance policy that provides coverage against the liability a business for bodily injury, personal injury and property damage caused by the business’ operations, products, or injury that occurs on the business’ premises.
Employer’s Liability Insurance: is one of the main types of business insurance , and most employers might be legally obliged to take out a policy( in addition to the mandatory social insurance ). It can pay compensation costs and legal fees if an employee or ex-employee sues for illness or injury caused by their work.
Professional Indemnity Insurance: also called professional Liability insurance but more commonly known as errors & omissions (E&O) in the US, is a form of liability insurance which helps protect professional advice- and service-providing individuals and companies from bearing the full cost of defending against a negligence claim made by a client, and damages awarded in such a civil lawsuit. The coverage focuses on alleged failure to perform on the part of, financial loss caused by, and error or omission in the service or product sold by the policyholder.
Directors & Officers Liability: D&O insurance policies offer liability cover for company managers to protect them from claims which may arise from the decisions and actions taken within the scope of their regular duties. As such, D&O insurance has become a regular part of companies risk management. Companies purchase D&O cover because managers can make mistakes. D&O coverage includes financial protection for managers against the consequences of actual or alleged “wrongful acts”. Policies cover the personal liability of company directors but also the reimbursement of the insured company in case it has paid the claim of a third party on behalf of its managers in order to protect them.
Money Insurance.
Money Insurance.
We understand that commercial crime can do more than just harm your balance sheet, so we provide policies that not only protect your cash flow but cover your reputation too.
Fidelity Guarantee: Any direct pecuniary loss caused by the act of fraud or dishonesty committed by any salaried person employed by the insured (registered at the social security) during the course of the business provided: Such loss is committed by the employee with the primary intention to obtain personal financial gain and such loss is first discovered during the policy period.
It is not just company assets at stake. Criminal activity, particularly when it involves key personnel, can have drastic implications for employee morale and productivity.
Cash in Transit: Loss of money in transit to the specified destinations against robbery, or any other unfortunate event. Transit for the purpose of this Policy commences with the taking over of the money for the purpose of transit and ends as soon as the money reaches the place of delivery.
AAA is there to provide you with further details and clarification.
Bankers Blanket Bond.
Banks and financial institutions are exposed to the highest levels of financial loss, most of which results from criminal behavior. Theft, embezzlement..
Bankers Blanket Bond.
Banks and financial institutions are exposed to the highest levels of financial loss, most of which results from criminal behavior. Theft, embezzlement, holds up, forgery and fraud are all real risks in today’s financial sector.
Any organization that is involved in the provision of financial services to third parties needs to consider Bankers Blanket Bond insurance. This includes all financial institutions, investment managers and investment funds.
The cover provided protects the balance sheet against fraud against an organization and, particularly for larger organizations, further comfort that funds and property are adequately safeguarded.
Bankers Blanket Bond insurance is designed to provide protection against the direct financial loss sustained mainly as a result of:
- Employee Infidelity.
- The Physical Loss of Property on Premises and in Transit.
- The forgery and alteration of monetary instruments and other documents of value.
- Computer and cyber fraud as well as fraudulent electronic funds payments
AAA is there to provide you with further details and clarification.
Commercial Motor.
Running a business is a challenge, especially with tight delivery schedules and high turnaround times, required for success. So why should you allow getting..
Commercial Motor Insurance.
Running a business is a challenge, especially with tight delivery schedules and high turnaround times, required for success. So why should you allow getting insured create the same hassle? As a business owner, your focus should be on maintain the success of your company, that’s why we offer comprehensive insurance packages, so you have one less thing to worry about. With AAA’s commercial auto insurance packages, you can put your worries aside and let us handle your fleet of commercial vehicles. We cover a variety of different vehicles ranging from cars, buses and pickup trucks to full sized trucks; protecting you against theft, accidents, and collisions and even providing you with third party liability coverage. Our plans are designed to protect your vehicles and help keep your business on the road.
AAA is there to provide you with further details and clarification.
Marine Cargo Insurance
With increasing globalization, markets that were inaccessible in the past have now become increasingly accessible. However, goods transported by..
Marine Insurance.
Transport. (Air – Sea – Inland Transit)
With increasing globalization, markets that were inaccessible in the past have now become increasingly accessible. However, goods transported by ships, trains, planes and trucks are regrettably vulnerable to accidents during transport. Our transport insurance plans specialize in providing liability insurance for the transportation industry. AAA can assist you to insure your cargo during transportation by air, sea, road or rail on international routes is covered. Whatever the size or nature of your cargo, our packages will provide you with everything you need to make sure your business continues to run smoothly.
Hull Insurance.
No matter what the size of your vessel; whether it’s a rowing boat, fishing boat, container ship, leisure yacht, or full sized tanker, we can ensure your safe whilst at sea. Our hull insurance packages protect your vessel, hull, machinery and equipment against damage or loss or any unseen marine incident.
AAA is there to provide you with further details and clarification.
Health Insurance.
Group Health Insurance packs a big punch. It shows if an employer truly cares about your its employees well-being and health both inside and outside..
Health Insurance.
Group Health Insurance packs a big punch. It shows if an employer truly cares about your its employees well-being and health — both inside and outside the workplace.
Group Health Insurance is a type of health insurance policy purchased by an employer and offered to eligible employees of the company, and (if allowed by employer) to eligible dependents of employees.
Group health insurance plans are designed to be more cost-effective for businesses. Premiums are typically less expensive than those for an individual health plan.
Some of the advantages of having a Group Health insurance at your organization:
- It helps you attract awesome people.
- It helps you retain awesome people.
- It’s good for your wallet and your employees’ wallets.
- It builds community.
AAA is there to help you tailoring your Group Health Scheme in order to satisfy your company’s needs and budget.
Group Pension.
Progressive organizations need to provide a competitive set of Employee Benefits. By providing a flexible, high-value benefit packages..
Group Pension.
Progressive organizations need to provide a competitive set of Employee Benefits. By providing a flexible, high-value benefit packages, you’ll be better equipped to retain your best talents and appeal to prospective candidates.
One of the main elements of a comprehensive benefits package must be pension planning and provision for your employees.
AAA is there to help you tailoring your Group Retirement Scheme in order to satisfy your company’s needs and budget.
Life Insurance.
No matter where you are in the world, one of the biggest assets of any organizations is its employees. The productivity of an employee can be..
Life Insurance.
No matter where you are in the world, one of the biggest assets of any organizations is its employees. The productivity of an employee can be influenced by an employer’s attitude towards reward and benefits. The productivity of a company can be influenced by key employees whose loss can create uncertainty and have a knock on effect through the organization.
Group life & disability insurance is a foundation of insurance protection for employees and their families, providing protection for a specific period of time and pays a benefit only if the insured dies or get disabled during the covered term.
This type of insurance is typically an enhancement of a company benefits package offered by an employer. By offering group life & disability insurance, employees tend to be more comfortable having that benefit should something happen to them. To know that a monetary amount would be paid to their family or beneficiary could help you attract and retain best talent.
The coverage includes:
- Group Life Insurance.
- Accidental Death.
- Permanent Total Disability.
- Permanent Partial Disability.
AAA is there to help you tailoring your group life and disability scheme in order to match your company’s needs and budget.
Personal Accident.
While accidents are unforeseen and sudden; caused by factors which you cannot control, what happens next is something which you can control..
Personal Accident.
While accidents are unforeseen and sudden; caused by factors which you cannot control, what happens next is something which you can control. With Group Personal Accident, your employees, clients or students are protected against unplanned and unintended personal accidents leading to physical harm, injury or death. Monetary compensation is awarded, as well as weekly benefits in case of temporary disability.
AAA is there to help you tailoring your Group Personal Accident Scheme in order to match your company’s needs and budget.
Energy Insurance.
Today’s power and energy companies face significant and wide-ranging risks. A rig accident or oil spill can have environmental and reputational impacts…
Energy Insurance.
Today’s power and energy companies face significant and wide-ranging risks. A rig accident or oil spill can have environmental and reputational impacts. Power blackouts due to aging infrastructure, weather, and human error can cause severe interruption to supply. Increasing political and social unrest may present additional challenges. Local regulation poses challenges for production and distribution.
Whether you are investing in Oil & Gas exploration, refining or electricity generation, these large value investments require a professional insurance plan, AAA has the expertise and skills to cater to all your needs.
With AAA’s tailor made insurance solutions ,we will help you navigate these challenges what will enable you to invest confidently for the future .We will help you to succeed.
Cyber Insurance.
Regardless of the size of your business, you are an attractive target for hackers. Don’t ever say “It won’t happen to me” and don’t underestimate..
Cyber Insurance.
Regardless of the size of your business, you are an attractive target for hackers. Don’t ever say “It won’t happen to me” and don’t underestimate how clever cyber criminals can be.
Cyber-attacks are global in nature; anyone with the knowledge potentially can launch an attack on the Worldwide Web against any target. The person initiating the attack can be half a world away in the café or office. Examples of cyber-attacks are hacking, denial of service, virus/malware, phishing and cyber-crime and extortion.
AAA is there to provide you with further details and clarification.
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